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Auto Loans (New and Used)

Heart of Louisiana Credit Union offers low rates for both new and used vehicles. Before you shop, get pre-approved. Pre-approval gives you more bargaining power when shopping for your new vehicle and gives you a good idea about how much car you can afford. There are also no penalties for early repayment.

  • Earn up to .50% off your already low interest rate with loyalty discounts
  • Low competitive interest rates
  • Refinance an existing auto loan. Even if you got a great deal on your car or truck, refinancing into our low, fixed rates may really lower your payments. It could also save you thousands of dollars over the life of your loan. And, we make it easy to refinance a vehicle loan that you have with another lender.
  • Terms vary from 36 – 72 months to meet your needs
  • Credit Life and Disability Insurance available*
  • GAP coverage available - for a flat one-time fee, you can have added protection in case your vehicle is totaled or stolen. GAP covers the difference between the insurance company payoff and the current loan balance.
  • Get an even better deal on your next vehicle by purchasing directly from Heart of Louisiana Credit Union! Click here to view our vehicles for sale.



If you have any questions, please do not hesitate to call us at 800-264-4562. We're happy to help.

Auto Loan Calculators

*Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms. Form # CDCL-0512-DF29