Credit Cards

We have the best credit card in town! With NO annual fees and NO cash advance fees, you’ll save money every month with a Visa credit card from Heart of Louisiana Credit Union. Our low, non-variable rate gives you piece-of-mind that your rate will not fluctuate from month to month.

• Credit amounts range from $500 - $30,000, depending credit approval
• Same rate for all transactions, including cash advances and balance transfers
• Credit Life and Disability Insurance available*

If you have any questions, please do not hesitate to call us at 800-264-4562. We're happy to help.

All loan rates and fees may be subject to change based on borrower(s) qualifications, credit score, and credit history.

*Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.   Form # CDCL-0512-05C9