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Real Estate / Mortgage

Home is where the Heart is.

What better way to share warm and fuzzies than snuggled up around the fireplace.

At Heart of Louisiana Credit Union, we understand that finding the right mortgage is a pivotal step in your homeownership journey. That’s why we’re proud to offer a range of mortgage and home loan options tailored to your unique needs.

1. First Mortgage (Fixed Rate): Secure your home with peace of mind. Our competitive fixed-rate first mortgages provide stability and predictability for your budget.
2. Second Mortgage (Fixed Rate): Tap into your home’s equity for major expenses or renovations with our second mortgage options, also offering competitive rates.
3. Home Equity Line of Credit (HELOC): Access a flexible line of credit based on your home’s equity. Our HELOCs offer competitive terms for your financial convenience.
4. Land Loan: Looking to build your dream home from the ground up? Our land loans provide the foundation you need to get started.
5. Manufactured Home Loan: We offer loans for manufactured homes, ensuring that homeownership is within reach.
6. Construction Loan: Bring your dream home to life with our construction loans, designed to fund every step of the building process.

Competitive Rates, Exceptional Value

At Heart of Louisiana, we believe in making homeownership affordable. That’s why we offer highly competitive rates across all our loan products. Your dream home doesn’t have to come with a hefty price tag.
Flexible Loan Terms
Our loan terms are designed to fit your unique circumstances. Whether you’re a first-time buyer or a seasoned homeowner, our mortgage specialists work with you to determine the ideal terms based on factors such as your credit score and financial goals.
Personalized Support Every Step of the Way
Our application process is personalized to ensure you receive the guidance you deserve. As a member of our credit union, you’ll have access to our experienced team. They’ll walk you through each step, ensuring you have the knowledge and confidence to make informed decisions.
Your Journey to Homeownership Begins Here
With Heart of Louisiana Credit Union, you’re not just getting a mortgage; you’re gaining a partner in your homeownership journey. Our dedicated team provides hands-on assistance and an exceptional member experience, ensuring a seamless process from application to closing.
Join Our Homeowner Family
Ready to take the first step toward homeownership? Become a member of Heart of Louisiana, and let’s start discussing your mortgage options today. Your dream home is within reach.
Ready to get started? We’re happy to help! Give us a call at 800-264-4562 click the application button below.