Equifax, one of the three credit reporting agencies, announced last night that a cyber security incident occurred from mid-May until July 29, 2017. This data breach potentially impacts 143 million U.S. consumers. Unfortunately, the information that is included in the breach includes names, Social Security numbers, birth dates, addresses, and, in some cases, driver's license numbers. Along with this security breach, approximately 209,000 credit card numbers and 182,000 dispute documents with personal identifying information were also accessed.
While there are many questions that remain unanswered, there is a starting point to find out if you have been affected. Equifax has set up www.equifaxsecurity2017.com as that starting point. Along with learning the most about the current situation, you can immediately find out if your information has been potentially impacted. Be prepared to enter your last name, along with the last 6 digits of your Social Security number for a response. Equifax has also reset up a dedicated call center at 866-447-7559 to help answer the questions of worried consumers.
Whether you are potentially impacted by the particular breach or not, Equifax is offering free identity theft protection and credit file monitoring to ALL U.S. consumers free of charge for 12 months.
Be sure to visit our page on Fraud and Identity Theft to find Heart of Louisiana Credit Union's advice for what to do if you fall victim to Identity Theft or Fraud. If you have any questions, please call or visit with us at your convenience.