Mobile Banking thru Mobiliti

Many times, we just can not get to the computer to conduct our personal banking. Heart of Louisiana Credit Union now offers members the convenience of mobile banking thru Mobiliti. The best part - IT'S FREE! There are currently four different features inside Mobiliti.

What is Mobiliti? Below is a breakdown of three aspects offered within Mobiliti. To take advantage of any or all of these, simply log into your account using PCU. Then click on the 'Access Accounts' tab, then the 'Mobiliti' sub-tab to get started.

Downloadable Application - We offer a FREE downloadable app for your iPhone or Android phone. The easy-to-navigate screens within the app allow you to check all suffix balances on your account, review recent transactions, make transfers and even pay your bills using our Bill Pay service within PCU. You can also find your nearest branch and ATM within the app.

To download your free app, search 'Heart of Louisiana Credit Union' in your iTunes or Google Play store.

Mobile Web Browser - Receive a link to get full and extended mobile banking capabilities on your web-enabled device. This mobile web browser is designed to fit neatly into your device's screen while giving you the look and feel that is similar to logging on with a standard desktop computer.

Text Banking - Need a quick balance check?  Want your most recent history sent directly to you via text message? Text banking allows you to text Heart of Louisiana Credit Union for these two quick questions.

Alert Banking - Set up specific alerts to be delivered directly to your inbox or smart phone for your account! We'll send you alerts for one or all of the following services:

  • If your account goes below a certain amount
  • If your loan payment is past the due date
  • When a check in a specified range clears your checking account
  • When a deposit above a certain amount goes in the account
  • When a withdrawal from the account is above a set amount
  • When a credit card transaction or withdrawal is about a set amount
  • When available credit card limit is less than a set amount

You must be enrolled in PCU to take advantage of Mobile Banking. Message and data rates may apply.

Mobile Deposit

Mobile Deposit is now available at Heart of Louisiana Credit Union! Mobile Deposit is a free service within our FREE Mobile App. This new service allows you to:

  • Deposit Checks - From your Smartphone, tap 'Make a Deposit'. You will choose whether the check is deposited into savings or checking. Simply enter the amount of the check, take a front and back picture of the check with your Smartphone, and Heart of Louisiana Credit Union does the rest.

         For your check to be eligible for mobile deposit, it must:

             1. Have 'For Mobile Deposit Only' written on the back of the check

             2. Be payable for an amount ranging from $0.01 to $5,000

  • View the Deposit History - You can view checks you've taken pictures of within the last thirty (30) days. Mobile Deposit allows you to view 'All' checks, 'Pending' checks (those waiting for deposit by the Credit Union), 'Failed' checks (checkes we cannot deposit), and 'Accepted' checks (checks deposited/ completed. 

Mobile Deposit is available to qualified members* with our Free Mobile App. If you don't see the 'Deposits' tab at the bottom of the Mobile App, you cannot use Mobile Deposit.

* Eligibility for Mobile Deposit is subject to Credit Union approval. Preliminary qualifications include (1) having a checking account for more than 90 days, (2) cannot have any chargeoffs, (3) having an account free of delinquencies for the last 30 days, and (4) not having a courtesy pay loan with a balance.

Although Mobile Deposit is free, usage rates from your mobile carrier may apply when using the Mobile App.