Special Boat Loans

APR = Annual Percentage Rate. Quoted rate is the lowest available rate for 36 months and will be based on your credit history. Rates may be as high as 16.99% APR depending on information obtained from your credit application and credit report. Rates and terms subject to change without notice. We will not refinanance existing Heart of Louisana loans a this APR. 

Recreational Vehicle Loans


Annual Percentage Rate (APR)


36 Mo.  

48 Mo.  

60 Mo.  

72 Mo.

New and Used Boat/RV LoansLess than/equal to 100%2.49%3.24%3.49%3.74%

(Max. loan amount is 100% MSRP on new boats/RVs and NADA "Average Retail" for used. Max. loan term based on "Average Retail" for boats/RVs.)


Limits are as follows:      

Loan Amount

Maximum Term

Annual Percentage Rate (APR)

Less than $10,000Up to 48 MonthsSee above.   
$10,001 to $20,000Up to 60 MonthsSee above.   
$20,001 to $30,000Up to 72 MonthsSee above.  
$30,001 to $40,000Up to 96 Months3.99% to 4.24%  
$40,001 to $50,000Up to 120 Months4.49% to 4.74%  
$50,000 and upUp to 180 Months4.99%


*APR = Annual Percentage Rate. Actual Interest Rate will be determined based on member's overall credit history and score. Not all members will qualify for lowest rate disclosed. Rates subject to change without notice. Rates as of 3/25/2019.