The right loan for you.
A new set of wheels. Your first home. A remodeled kitchen. Whatever your borrowing needs, Heart of Louisiana Credit Union has the right loan for you. Click on the links below to learn more:
Basic Financial Calculator
This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.
Credit Card Pay Off
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Home Rent vs. Buy Calculator
Should you rent or should you buy your home? The Home Rent vs. Buy calculator helps you weed through the fees, taxes and monthly payments to help you make a decision between these two options.
Car Loan Calculator
Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment.
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card balances and other outstanding debt. You can then see what your monthly payment would be
Lease vs. Buy Calculator
Should you lease or buy your car? Use this calculator to find out! We calculate your monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.
Retirement Income Calculator
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. Your annual savings, expected rate of return and your current age all have an impact on your retirement’s monthly income. The report will show a year-by-year break down.
College Savings Calculator
Saving for your children’s education requires a long-term plan. And, like saving for retirement, the earlier you start your plan the better. Use this calculator to help develop or fine-tune your education savings plan.
Home Budget Analysis
Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that.
This mortgage calculator will help determine your monthly payment and generate an amortization schedule. Quickly see how much interest you could pay and your estimated principal balances.