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Auto Loan Solutions - up to $500 cashback

Up to $500 cashback on eligible auto loans

Beginning September 4, 2023, Heart of Louisiana will offer up to $500 cash back on auto loans for new, used, and refinanced vehicles with rates as low as 4.5% and terms of up to 84 months.
Minimum loan of $25k earns $250 cashback. Minimum loan of $50k earns $500 cashback. Maximum cashback $500 per auto loan. Current Heart of Louisiana loans are not eligible for cashback or to refinance with this offer. Cashback award subject to loan approval. Cashback will be deposited in your account within 3 business days after closing. Heart of Louisiana Federal Credit Union reserves the right to discontinue this promotion without notice at any time for any reason.
Must be a member of or eligible to join Heart of Louisiana Credit Union.
Starting APR is 4.50% but may be as high as 18.00%. APR = Annual Percentage Rate. Limited time offer available 9/4/2023 through 10/13/2023. Actual rates and terms will vary based on information obtained from your credit report and are subject to change without notice.
Federally insured by NCUA.

Fall in love with a car that makes your Heart race.

For that feeling you get that you just can’t describe…the one where you just know.

Explore our auto loan solutions to find one that works for you.


  • Low competitive interest rates
  • Flexible terms up to 72 months
  • GAP and Warranty coverage options available


Before you shop, get pre-approved. Pre-approval gives you more bargaining power when shopping for your new vehicle and gives you a good idea about how much car you can afford. No penalties for early repayment.

Contact us to learn more about our auto loan solutions. See our current new & used auto loan rates here.

If you have any questions, please do not hesitate to call us at 800-264-4562. We’re happy to help.

APR = Annual Percentage Rate. Quoted rate(s) are the lowest available rate for 36 months and will be based on your credit history. Rates may be as high as 16.49% APR depending on information obtained from your credit application and credit report. Rates and terms subject to change without notice. We will not refinance existing Heart of Louisiana loans at this APR.

*Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms. Form # CDCL-0512-DF29