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Lucky Lagniappe Savings Account


…with a little something extra.

Lucky Lagniappe Savings allows you to build your savings while giving you the chance to win cash prizes.

Every $20 deposit into your Lucky Lagniappe gives you a chance to win… Up to five chances each month. 

Establishing your Lucky Lagniappe Savings is easy using the button at the bottom of this page. You can also establish your Lucky Lagniappe during your next visit to a Heart of Louisiana branch.

What are the prizes?

Each $20 deposit gives you a chance to win:

  • $5,000, awarded annually;
  • $1,000, awarded quarterly;
  • $100, awarded monthly.

 What is a term deposit account?

A term deposit account is a special savings account. You earn a specified dividend as long as the term deposit account is held for the full term. In the case of Lucky Lagniappe Savings, the term is 12 months.

Why should I open a Lucky Savers account?

It pays to save! You can win monthly and quarterly prizes! With regular deposits into your Lucky Savers account, you are guaranteed to have money saved at the end of the year.

If you have any questions, please do not hesitate to call us at 800-264-4562. We’re happy to help.